Privacy Policy

Introduction

My Rate Chart ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our mortgage rate tracking services.

By using our website, you consent to the data practices described in this policy.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us, including:

• Email address (if you subscribe to rate updates)
• Name (if provided)
• ZIP code (for property tax calculations)
• Communication preferences

Automatically Collected Information

When you visit our website, we automatically collect certain information, including:

• IP address and location data
• Browser type and version
• Operating system
• Pages visited and time spent
• Referring website
• Device information

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience:

• Essential Cookies: Required for website functionality
• Analytics Cookies: Help us understand how visitors use our site
• Advertising Cookies: Used by Google AdSense to show relevant ads
• Preference Cookies: Remember your settings and preferences

How We Use Your Information

We use the collected information for the following purposes:

• Provide and maintain our mortgage rate tracking services
• Calculate mortgage payments and property taxes
• Send rate updates and notifications (with your consent)
• Improve our website and services
• Analyze usage patterns and trends
• Provide customer support
• Comply with legal obligations
• Display relevant advertisements

Google AdSense and Third-Party Advertising

We use Google AdSense to display advertisements. Google AdSense may:

• Use cookies to serve ads based on your interests
• Collect information about your visits to our site and other sites
• Use this information to provide targeted advertising

You can opt out of personalized advertising by visiting Google Ads Settings.

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: With trusted third-party service providers who assist us in operating our website
• Legal Requirements: When required by law or to protect our rights and safety
• Business Transfers: In connection with a merger, acquisition, or sale of assets
• Consent: With your explicit consent

Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure.

Your Rights and Choices

Depending on your location, you may have the following rights:

• Access: Request access to your personal information
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal information
• Portability: Request a copy of your data in a portable format
• Opt-out: Opt out of marketing communications
• Cookie Preferences: Manage cookie settings in your browser

To exercise these rights, contact us at privacy@myratechart.com.

Children's Privacy

Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: