Terms of Service

Agreement to Terms

By accessing and using My Rate Chart ("the Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our website and services. By using our website, you agree to these Terms in full.

Description of Service

My Rate Chart provides mortgage rate tracking and calculation services, including:

• Current mortgage rates for 30-year and 15-year fixed loans
• Historical rate data and charts
• Mortgage payment calculators
• Property tax estimation tools
• Rate comparison and analysis

Use License

Permission is granted to temporarily download one copy of the materials (information or software) on My Rate Chart's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display (commercial or non-commercial)
• Attempt to decompile or reverse engineer any software contained on My Rate Chart's website
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any other server

Disclaimer

The materials on My Rate Chart's website are provided on an 'as is' basis. My Rate Chart makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Financial Disclaimer: The information provided on this website is for informational purposes only and should not be considered as financial advice. Mortgage rates and terms are subject to change and may vary based on individual circumstances. We recommend consulting with a qualified financial advisor or mortgage professional before making any financial decisions.

Accuracy Disclaimer: While we strive to provide accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or timeliness of the rates and data displayed on our website. Rates are sourced from various third-party providers and may be delayed or contain errors.

Limitations

In no event shall My Rate Chart or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on My Rate Chart's website, even if My Rate Chart or a My Rate Chart authorized representative has been notified orally or in writing of the possibility of such damage.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Accuracy of Materials

The materials appearing on My Rate Chart's website could include technical, typographical, or photographic errors. My Rate Chart does not warrant that any of the materials on its website are accurate, complete, or current. My Rate Chart may make changes to the materials contained on its website at any time without notice. However, My Rate Chart does not make any commitment to update the materials.

Links

My Rate Chart has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by My Rate Chart of the site. Use of any such linked website is at the user's own risk.

Modifications

My Rate Chart may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms of Service.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United States and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

User Conduct

You agree not to use the website to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit harmful, offensive, or inappropriate content
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of the website
• Use automated tools to access or scrape our data

Intellectual Property

The content, features, and functionality of this website are owned by My Rate Chart and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website, except as follows:

• Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials
• You may store files that are automatically cached by your Web browser for display enhancement purposes
• You may print or download one copy of a reasonable number of pages of the website for your own personal, non-commercial use

Termination

We may terminate or suspend your access to our website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the website will cease immediately.

Contact Information

If you have any questions about these Terms of Service, please contact us: